Empowering Communities Since 2008

Small Loans.
Big Futures.

Sahayta Finance & Leasing Pvt. Ltd. provides accessible microfinance solutions to entrepreneurs, farmers, and small businesses who deserve a fair shot at building lasting prosperity.

₹2.4Cr+
Disbursed
18,400
Borrowers
97.2%
Repayment Rate
Active Loan — Verified
Priya Sharma · Textile Business
₹50,000 · 18-month term · 14% p.a.
68% Funded₹16,000 remaining
Simple Process

From Application to Disbursement

We've streamlined the lending process so you spend less time on paperwork and more time building your business.

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Apply Online

Fill out our simple 10-minute application from your phone or computer. No branch visit needed.

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Quick Review

Our team assesses your application within 48 hours using community-based credit scoring.

Approval

Receive your approval letter and sign your loan agreement digitally — fully paperless.

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Disbursement

Funds transferred directly to your bank account or mobile wallet within 24 hours of signing.

Our Products

Find the Right Loan for You

Starter Loan
₹5K–25K
For first-time borrowers
  • No collateral required
  • 6–12 month tenure
  • Interest from 18% p.a.
  • Weekly/monthly repayment
  • Free financial literacy training
Apply Now →
Agriculture Loan
₹10K–75K
Seasonal & crop-cycle aligned
  • Harvest-linked repayment
  • 6–18 month tenure
  • Interest from 12% p.a.
  • Input-purchase tied disbursement
  • Weather insurance linkage
Apply Now →
Plan Your Loan

EMI Calculator

Estimate your monthly repayment instantly. Adjust the sliders to find a plan that fits your budget.

₹50,000
₹5,000₹1,00,000
12 months
3 mo36 mo
Monthly EMI
₹4,438
Estimated payment per month
Principal₹50,000
Total Interest₹3,256
Total Repayment₹53,256
Interest Rate14% p.a.
Tenure12 months
Apply for This Loan →
Our Impact

Numbers That Matter

18,400+
Active borrowers across 6 districts, 82% of whom are women entrepreneurs.
₹2.4Cr
Total loans disbursed since inception, supporting local economies.
97.2%
Repayment rate — proof that trust, not collateral, drives reliability.
3,200
New jobs created in rural and peri-urban communities in the past year.
Borrower Stories

Real People, Real Change

"

With a ₹40,000 growth loan, I bought a second sewing machine. My tailoring income tripled in eight months. Sahayta Finance & Leasing Pvt. Ltd. believed in me when no bank would.

Meena Devi
Tailor, Howrah · Growth Loan ₹40,000
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The agriculture loan saved my family's crop season. The harvest-linked repayment meant I wasn't stressed during the lean months. Truly designed for farmers like us.

Rajan Mondal
Farmer, Midnapore · Agriculture Loan ₹60,000
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I started with a ₹15,000 starter loan to stock my small grocery shop. Three loans later, I've expanded and hired two people. The journey has been remarkable.

Sunita Roy
Shop Owner, Barrackpore · Starter Loan
Who Can Apply

Simple Eligibility

Average Approval Profile
Income Stability82%
Community Creditworthiness91%
Document Completeness75%
Repayment Commitment97%

We use community-based credit scoring, not traditional CIBIL scores, so everyone has a fair chance regardless of banking history.

Ready to Start?

Apply for Your Loan Today

Join over 18,000 borrowers who have taken a step toward financial independence with Sahayta Finance & Leasing Pvt. Ltd..

Start Application → 📞 1800-123-4567